Break Down Your Tuition and Fees with a Payment Plan

If making your tuition payments as scheduled is not financially feasible, do not worry. You have options. The MSU Texas Business Office offers two alternatives to help make paying for college manageable: the Installment Plan and the Emergency Tuition and Fee Loan (ETFL).

Installment Plan

The Installment Plan is a payment plan administered by the MSU Texas Business Office that breaks tuition payments down into manageable segments. It can be used for tuition, fees, room, and board.
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Installment Plan repayment is due as scheduled during the semester or terms in which it is borrowed or upon official withdrawal from the university. A $22.50 service charge is added to this plan. Students who do not meet the required first payment by the 12th class day of the fall or spring semester or fourth class day of summer term will be invalidated from their classes.

Students invalidated for non-payment and who are reinstated in their classes will be assessed a $100 reinstatement fee and a $25 late registration fee. To apply, complete the Installment Plan Contract(coming soon) online.

The Installment Plan is a short-term payment plan that can be used to defer payment of tuition and fees, as well as on-campus room and board.

Truth in Lending

The Truth in Lending Act (TILA) was implemented by the Federal Reserve in 1968 by through a series of regulations with the intention of protecting consumers in their dealings with lenders and creditors.

TILA applies to most types of credit, whether it be closed-end credit (such as an auto loan or mortgage), or open-ended credit (such as a credit card). The act regulates what companies can advertise and say about the benefits of their loans or services.

Different states and industries have their own variations of TILA, but the chief feature remains the proper disclosure of key information to protect both the consumer and the lender in credit transactions.

Access Your Account in the Student Portal

Once you have selected and applied for a payment plan, you will manage your plan by logging in to your myMSUTexas student portal. This is where you will find payment due dates and where you will be able to make payments.

Log In to the myMSUTexas Student Portal
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Emergency Tuition and Fee Loan

The Emergency Tuition and Fee Loan (ETFL) is a short-term loan administered by the MSU Texas Business Office. It provides funds available the same date, which allows students to defer tuition and fee expenses. Please contact the Business Office if you'd like more information about the ETFL.

ETFL repayment is due as scheduled during the semester or summer term(s) in which it is borrowed or upon official withdrawal from the university. A $22.50 loan origination fee and a 1% service charge are added to this loan. To apply, please contact the Business Office.

The ETFL is a short-term loan allowing students to defer up to 100% of required tuition and fee expenses.

Get Funding for Books and Supplies

The Book Loan provides assistance on books purchased through the MSU Texas Bookstore for students whose financial aid refund check is less than $1,000 or who have not received financial aid but need help affording textbooks. To apply for this loan, please contact the MSU Texas Bookstore.
A student holds their book open and takes notes during a class lecture.

Tuition Payment Plans FAQs

What is a payment plan?

A payment plan is a tool students can use to break college expenses into manageable segments to be repaid over the course of the semester. MSU Texas offers two payment plans: the Installment Plan and the Emergency Tuition and Fee Loan (ETFL).

Why should I take out a payment plan?

Payment plans are a great option for students who want to avoid taking out federal loans and stay on top of paying for their expenses over the course of the semester.

What does the Installment Plan cover?

The Installment Plan is a short-term payment plan that can be used to defer tuition, fees, room and board.

What does the Emergency Tuition and Fee Loan (ETFL) cover?

The ETFL is a short-term loan allowing students to defer up to 100% of required tuition and fee expenses and cannot be used for room and board.

What does the Book Loan cover?

The Book Loan covers text book purchases made at the MSU Texas Bookstore for students whose financial aid refund check is less than $1,000 or who have not received financial aid but need help affording their text books for the semester. The actual cost of purchases up to $1,000 will be applied to your student account for repayment.
MSU Texas Business Office

Hours of Operation
Monday - Friday
8:00 AM - 5:00 PM

Teller Window Hours of Operation
Monday - Friday
8:15 AM - Noon
1:00 PM - 4:30 PM

We are located in the Hardin Administration Building
(Building 23 on the Campus Map)
Campus Map

Have Questions?

Business Office (940) 397-4101 (940) 397-4302